Jackie Cruz

NMLS # 260665

801-272-0600

cruzlending@yahoo.com

Jackie Cruz Mortgage Loan Advisor

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U.S. Gross Domestic Product Not So Gross

U.S. Gross Domestic Product Not So Gross

This past week, the Bureau of Economic Analysis (BEA) reported the U.S. economy, as defined by Gross Domestic Product (GDP), grew at a 2.6% rate in the fourth quarter of 2018. Economists and the markets were expecting 2.0% to 2.3%, so this was a nice upsi

Mar 01, 2019 | Mortgage News

How long after bankruptcy should I wait before applying for a mortgage?

How long after bankruptcy should I wait before applying for a mortgage?

Going through a bankruptcy, either personally or with your business, can affect your ability to qualify for a mortgage. Your credit score may drop, and you may need to wait before applying for a home loan. It all depends on the size of your down payment a

Feb 27, 2019 | Credit Home Buying or Selling

December Housing Starts Plunge

December Housing Starts Plunge

Delayed December Housing Starts fell 11.2% from November to an annual rate of 1.078 million units versus the 1.254 million expected. It was the slowest pace since September 2016. Building Permits were essentially unchanged at 1.326 million versus the 1.29

Feb 26, 2019 | Mortgage News

Should I Choose a Cash-Out Refinance or HELOC?

Should I Choose a Cash-Out Refinance or HELOC?

When you need a chunk of cash for a project, your home may be the best source of funding. Fortunately, you do not need to sell your home to take advantage of your equity. There are two popular and practical ways to pull cash out of your home: a cash-out r

Feb 20, 2019 | Home Equity Loans Refinancing a Home

How Often Should You Share to Social Media?

How Often Should You Share to Social Media?

Have you ever had a jingle stuck in your head? Or perhaps you’re familiar with a slogan that you could start reciting and 90% of people could finish? How do so many major brands manage to get their message stuck in our heads? You may have noticed,

Feb 18, 2019 |

Retail Sales Plunge in December

Retail Sales Plunge in December

'Only got twenty dollars in my pocket' ...Thrift Shop by Macklemore & Ryan Lewis. The financial markets are sensing a government shutdown and protracted trade war with China will be averted. This is good news and a reason why Stocks have cont

Feb 14, 2019 | Mortgage News

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