Jackie Cruz

NMLS # 260665

801-272-0600

cruzlending@yahoo.com

Jackie Cruz Mortgage Loan Advisor

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The Cost of Waiting to Buy a Home

The Cost of Waiting to Buy a Home

Thinking of waiting another year or two to buy a home? If home prices and Utah mortgage rates increase in the next year or two, home buyers in Utah could end up with significantly less buying power than they have today. Today’s mortgage rates are n

Mar 07, 2018 | Home Buying or Selling

Your Tax Refund Could Help You Purchase a Home

Your Tax Refund Could Help You Purchase a Home

Are you getting a tax refund this year? According to the IRS, the average U.S. tax refund is more than $3,000. While big tax refunds make it a popular time of year to purchase big-ticket items such as large-screen television sets, we’d like to remin

Feb 26, 2018 | Home Buying or Selling

Fire Extinguisher - Must-Have for Every New Homeowner

Fire Extinguisher - Must-Have for Every New Homeowner

Buying a home or know someone who is? You may want to add a fire extinguisher to your shopping list. Whether at home or at the office, they can be real lifesavers. Here are a few things you should know about this life-saving device: It should be tested b

Jan 26, 2018 | Homeowner Tips

 Closing on Your First Home

Closing on Your First Home

Have an appointment with a title company to close on the purchase of your home? Here’s what you’ll need to bring with you on that big day: Money:  At closing, you’ll be paying for your share of the closing costs and any down p

Nov 06, 2017 | First-time Homebuyers Home Buying or Selling

VA Home Loan Program: It’s Flexible

VA Home Loan Program: It’s Flexible

The VA home loan program has many benefits. One you may not know about: There’s no specific waiting period after a short sale to apply for a VA loan. Other home loan programs have waiting periods of three or more years after a short sale to apply fo

Sep 29, 2017 | VA Loans

Your Home Buying Team

Your Home Buying Team

Buying your first home? Here are three real estate professionals who will play a big role in your leap from renting to owning your own Utah home:  Mortgage Loan Officer and Utah Mortgage Broker Before you look at a single home, you should get pre-app

Sep 23, 2017 | Purchasing a Home

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