Jackie Cruz

NMLS # 260665

801-272-0600

cruzlending@yahoo.com

Jackie Cruz Mortgage Loan Advisor

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Get to Know Your Home’s Best Lifesaving Devices

Get to Know Your Home’s Best Lifesaving Devices

Smoke detectors are one of the most overlooked safety features in homes today. Yet the proper use and care of smoke detectors can dramatically reduce your and your family’s risk of being injured or dying in a home fire. Here’s what you may not

Jun 13, 2015 | Homeowner Tips

Great Ways to Enjoy Homebuying in Utah

Great Ways to Enjoy Homebuying in Utah

Utah house hunting more often resembles a marathon than a sprint. On occasion, the house of your dreams may just fall into your lap. But according to data from the National Association of Realtors, the typical home buyer searches for 10 weeks and vie

May 25, 2015 | Purchasing a Home

What Drives Utah Mortgage Rates?

What Drives Utah Mortgage Rates?

When you’re buying a home or refinancing, Utah mortgage rates can often seem pretty mysterious. They can move up and down each day —sometimes changing several times in just one day!  Here’s why: Mortgage rates are highly dependent o

May 20, 2015 | Interest Rates Mortgage Basics

Distressed Properties 101

Distressed Properties 101

Ever hear the terms REO, bank-owned, short sale or HUD home? Have you ever wondered what the heck all those terms mean? Here are some definitions used to describe common types of distressed properties found in Utah:Foreclosure: This refers to the process

May 04, 2015 | Purchasing a Home

Things You Shouldn’t Do Before Applying for a Mortgage in Utah

Things You Shouldn’t Do Before Applying for a Mortgage in Utah

If you’re getting ready to buy a home, there are a lot of things you should do, such as getting pre-approved for a Utah mortgage loan. But there are also a few things you don’t want to do. Change your job. Now is not the right time to become self-employe

Apr 30, 2015 | First-time Homebuyers Mortgage Basics Refinancing a Home Purchasing a Home

Distressed Properties: What’s Changed for Homebuyers

Interested in buying a distressed property in Salt Lake City? You’ll still find these types of homes on the market. But there are definitely fewer bank-owned properties and short sales available for sale today than there were a couple of years ago.

Apr 16, 2015 | Purchasing a Home

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