Jackie Cruz

NMLS # 260665

801-272-0600

cruzlending@yahoo.com

Jackie Cruz Mortgage Loan Advisor

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5 Ways to Save Money on Your Mortgage

5 Ways to Save Money on Your Mortgage

Mortgage interest rates have been near rock-bottom lows for many years but are likely to increase over the next few years. Even though you can no longer count on record low interest rates, there are plenty of things you can do to make sure you save money

Mar 27, 2019 | Credit Interest Rates

What are the Benefits of a VA Streamline Refinance?

Do you want to take advantage of lower interest rates? Or maybe there’s some merit to changing your mortgage term. Perhaps you’d like to take advantage of either benefit but haven’t done it yet because you owe more on your home than it&r

Mar 25, 2019 | VA Loans

Mortgage Rates Hit One Year Lows

Mortgage Rates Hit One Year Lows

The monetary authority of the United States, the Federal Reserve, meets 8 times a year to discuss the economy and adjust monetary policy to promote maximum employment and maintain price stability (inflation). The Fed, led by Chairman Jerome Powell, met t

Mar 22, 2019 | Mortgage News

Best Time of the Year to Buy a Home in Utah

Best Time of the Year to Buy a Home in Utah

Whether you have been saving up for your first home or you are ready to upgrade to a bigger place, you may be wondering if there is a “best” time to buy a home in Utah. While it depends on your priorities and your local market, there are some

Mar 20, 2019 | Home Buying or Selling

Home Appraisal FAQs

Home Appraisal FAQs

A home appraisal is an important part of the home-buying process. If you're ready for this step, you may have some questions about what happens.   What is a home appraisal? A home appraisal is a professional evaluation of the value of a propert

Mar 19, 2019 | Mortgage Basics

5 Things to Do After Your Mortgage Closes

5 Things to Do After Your Mortgage Closes

After sitting down at the mortgage closing table to sign all the paperwork, you get the keys and can breathe a sigh of relief. But before you tuck all those mortgage papers away for good, there are at least five things you still need to do after closing t

Mar 13, 2019 | Mortgage Basics Homeowner Tips

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