Jackie Cruz

NMLS # 260665

801-272-0600

cruzlending@yahoo.com

Jackie Cruz Mortgage Loan Advisor

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Lower Interest Rate Trend Continues as We Honor MLK

Lower Interest Rate Trend Continues as We Honor MLK

Home loan rates finished this week near unchanged and remain near 9-month lows - so we have that going for us. Most of the week's news was pretty bond friendly, including Brexit uncertainty, ongoing Government shutdown, ongoing US/China trade dispute

Jan 18, 2019 | Mortgage News

Home Builder Sentiment Rises as Mortgage Rates Fall

Home Builder Sentiment Rises as Mortgage Rates Fall

U.S. homebuilders are feeling more optimistic about their market since mortgage interest rates started falling in November, according to the National Association of Home Builders. The NAHB builder sentiment index rose 2 points in January, after falling s

Jan 17, 2019 | Mortgage News

Customer Relationship Management Systems for Real Estate Agents

Customer Relationship Management Systems for Real Estate Agents

As a real estate professional, your time is likely largely spent communicating with clients and other stakeholders in the home-buying process through the phone, email, social media, and in-person meetings. This aspect alone requires excellent time manage

Jan 17, 2019 |

Buying a Home as a Millennial: Myths Debunked

Buying a Home as a Millennial: Myths Debunked

As a millennial, your probably sick of hearing about millennials are not able to purchase homes. You're a hyper-analyzed generation whose perceived as self-entitled, lazy, and a lives in your parent's basement. You've probably seen

Jan 17, 2019 | Home Buying or Selling First-time Homebuyers

First-Time Homebuyers Should Avoid These 5 Mistakes

First-Time Homebuyers Should Avoid These 5 Mistakes

Buying a home in Utah for the first time is a very exciting adventure, but as with any new experience, it can be easy to make plenty of mistakes. In order to make a satisfying purchase, try to avoid these 5 big first-timer blunders.   1. Get Pre-App

Jan 16, 2019 | First-time Homebuyers Home Buying or Selling

When the Trend is No Longer Your Friend

When the Trend is No Longer Your Friend

"We are good where we stand right now"... Fed President James Bullard - 1/10/19 Stocks continued to react positively to Fed Chair Powell's Jan 4th speech, where he essentially said, "we have your back"...meaning that the Fed will

Jan 14, 2019 | Mortgage News

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