As we head into tax season, you may be anticipating a big tax refund being deposited to your bank account soon. Before you mentally spend that money, you might want to consider how it could help benefit your homeownership aspirations or experience. Home P
Feb 02, 2023 | Purchasing a Home
Having a place to escape to when they take time off is a dream for many people. There are plenty of options out there for finding a consistent vacation spot. Two of the most popular are buying a vacation home or buying into a timeshare group. The one that
Jan 31, 2023 | Purchasing a Home
If you are itching to get into homeownership but don’t have much of a down payment saved or much of a credit history, you might think you’ll just have to wait. However, through its sponsored entities like Fannie Mae, the U.S. government has created mortga
Jan 26, 2023 | Purchasing a Home
As you start applying for a mortgage loan, you will probably hear the terms “APR” and “mortgage interest rate” a lot from lenders. What do these mean, what is the difference between them, and how do they affect your home loan? Mort
Jan 24, 2023 | Interest Rates Mortgage Basics
Last week the Federal Housing Finance Agency (FHFA) announced the new conforming loan limits (CLL) for mortgage loans in 2023 and based on U.S. home price growth, they are increasing to 12% for the coming year. The new conforming limit will be $726,200 fo
Jan 19, 2023 | Purchasing a Home Refinancing a Home
Loan Level Price Adjustments (LLPAs) are additional fees implemented by the Federal Housing Finance Administration (FHFA) on certain types of mortgage loans. These fees are designed to account for the increased risk associated with certain loan characteri
Jan 19, 2023 | Homeowner Tips Conventional Loans
