Jackie Cruz

NMLS # 260665

801-272-0600

cruzlending@yahoo.com

Jackie Cruz Mortgage Loan Advisor

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4 Things Every Borrower Needs to Know About Mortgage Brokers in Utah

4 Things Every Borrower Needs to Know About Mortgage Brokers in Utah

Buying a home in Utah, whether for the first time or the last, is an exciting event. Yet before you even take a look at a single home for sale, it is a smart idea to have your mortgage financing lined up. While it is possible to get a home loan directly w

Jun 20, 2018 | Mortgage Basics

Should I Rent or Buy?

Should I Rent or Buy?

While homeownership has long been the American dream, buying a home is not necessarily the best choice for every person or every situation. There are many factors to consider in determining if a Utah home purchase is the right decision for you right now.

Jun 14, 2018 | First-time Homebuyers Home Buying or Selling

4 Reasons You Don’t Want to Pay PMI

4 Reasons You Don’t Want to Pay PMI

Years ago, a 20% down payment was a requirement for obtaining a Utah mortgage loan. Putting that much money down made it less likely that borrowers would simply default on their home loans and gave lenders a measure of security and collateral in the case

Jun 07, 2018 | Home Buying or Selling

Understanding Your Loan Estimate

Understanding Your Loan Estimate

Buying or refinancing a home represents the largest financial transaction many of us will ever make. Therefore, it makes sense that you’d want to understand the details of the loan you’re getting. As part of your mortgage transaction, the Con

Jun 06, 2018 | Home Buying or Selling Mortgage Basics

How Safe is Your Home?

How Safe is Your Home?

While most people think of spring as the best time for a massive home cleaning spree, really any time of the year is a great time for cleaning, organizing and making sure your home is a safe place for you and your family. How safe is your house? Take a f

Jun 05, 2018 | Homeowner Tips

Can Homeownership Make You Happy?

Can Homeownership Make You Happy?

Did you know that numerous studies over many years show a link between owning a home and happiness and overall well-being? For example, a report by the Consumer Financial Protection Bureau shows that homeowners generally have higher financial well-being t

May 29, 2018 | Lifestyle

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