Jackie Cruz

NMLS # 260665

801-272-0600

cruzlending@yahoo.com

Jackie Cruz Mortgage Loan Advisor

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Can I Qualify for an FHA Loan?

Can I Qualify for an FHA Loan?

FHA loans (those sponsored by the Federal Housing Administration) are mortgages that allow low down payments and have relaxed credit score requirements, making them very popular with first-time homebuyers and those with less-than-perfect credit. If you th

Jul 25, 2018 | FHA Loans First-time Homebuyers

Should I Pay Mortgage Points?

Should I Pay Mortgage Points?

If you're buying a home or refinancing your Utah mortgage, you have probably heard about “mortgage points or discount points.” This form of pre-paid interest can save you thousands of dollars over the course of your loan but in many circum

Jul 18, 2018 | Interest Rates Home Buying or Selling

What's the Difference Between FHA Loans and Conventional Mortgages?

What's the Difference Between FHA Loans and Conventional Mortgages?

If you are just getting started in the home buying process, you have probably come across several different types of Utah mortgage loans as you have researched your options. Two of the most common home loan types are conventional and FHA mortgages. What a

Jul 11, 2018 | FHA Loans Conventional Loans Mortgage Basics

Happy Independence Day 2018!

Happy Independence Day 2018!

We wish you a Happy Independence Day and hope that your day is filled with great food, fun, friends, family, and fireworks. Let us all remember the founding of our great nation and the freedoms we enjoy and all those who have sacrificed so much

Jul 03, 2018 |

Homebuying Myths

Homebuying Myths

The process of buying or selling a home can be very complex and there are a lot of homebuying myths that exist, especially if you are a first-time homebuyer. At Advanced Funding Home Mortgage Loans, we help make discern fact from fiction. Unfortunat

Jul 01, 2018 | First-time Homebuyers Home Buying or Selling

Pre-Approval vs Pre-Qualification

Pre-Approval vs Pre-Qualification

When it comes to mortgages, there are two similar sounding terms that often confuse potential homebuyers: pre-qualification and pre-approval. While they are alike in some ways, their purposes are different. If you're looking to get a Utah mortgage, here’s

Jun 27, 2018 | First-time Homebuyers Home Buying or Selling

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