Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expensive and less comprehensive than a standard homeowners
Aug 19, 2025 | Purchasing a Home
Buying a vacation home can be both a personal retreat and a financial investment. Here are six important steps to help ensure your decision supports your lifestyle and long-term goals. 1. Choose the Right Location Your vacation home should offer both rela
Aug 14, 2025 | Purchasing a Home
Deciding whether to rent or buy a home is more than a personal preference—it’s a financial decision that can affect your long-term stability and future wealth. Let’s break down the key factors that can help you decide what works best for
Aug 12, 2025 | Purchasing a Home
VA loans are a powerful benefit available to eligible veterans, active-duty service members, and some surviving spouses. One of their biggest advantages? Lower interest rates compared to most conventional loans. But how does that actually work? Government
Aug 07, 2025 | VA Loans
If you're planning to renovate your current home—or buy a property that needs work—a HomeStyle Renovation Loan from Fannie Mae may be a practical option. This type of loan combines the cost of purchasing (or refinancing) a home with the funds
Aug 05, 2025 | Purchasing a Home
When you’re preparing to buy a home, one question often comes up: Do you need a real estate attorney? The answer depends on the type of transaction, your comfort level with legal documents, and the guidance you already have from your real estate age
Jul 31, 2025 | Purchasing a Home