When purchasing a home, your Utah mortgage pre-approval is based on your current financial situation. That’s why once you're pre-approved, you should avoid making big changes to your finances. Here are several things you’ll want to avoid d
Apr 17, 2018 | First-time Homebuyers Home Buying or Selling
Do you know the difference between discount points and origination points? These are two important terms any home buyer should understand. Each type of point is equal to one percent of your total loan amount. For example, on a $200,000 loan, one poi
Apr 04, 2018 | Interest Rates Home Buying or Selling Mortgage Basics
Ready for the spring Utah home buying season? In today’s strong housing market, multiple offers are the norm in many areas. It’s definitely a seller’s market. Here are some things to keep in mind as you get ready to make an offer on a pr
Mar 21, 2018 | Home Buying or Selling
Thinking of waiting another year or two to buy a home? If home prices and Utah mortgage rates increase in the next year or two, home buyers in Utah could end up with significantly less buying power than they have today. Today’s mortgage rates are n
Mar 07, 2018 | Home Buying or Selling
Are you getting a tax refund this year? According to the IRS, the average U.S. tax refund is more than $3,000. While big tax refunds make it a popular time of year to purchase big-ticket items such as large-screen television sets, we’d like to remin
Feb 26, 2018 | Home Buying or Selling
Buying a home or know someone who is? You may want to add a fire extinguisher to your shopping list. Whether at home or at the office, they can be real lifesavers. Here are a few things you should know about this life-saving device: It should be tested b
Jan 26, 2018 | Homeowner Tips
