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Do VA Entitlements Ever Expire?

Do VA Entitlements Ever Expire?

One of the perks of serving our country in the military is being able to take part in the VA home loan program, with its zero down payment rules and excellent interest rates. This government-backed mortgage program empowers active-duty military personnel

Aug 29, 2023 | VA Loans

How To Handle Your Mortgage in a Divorce

How To Handle Your Mortgage in a Divorce

Among the many decisions to be made during a divorce is what to do with the house. There are three main mortgage options for splitting partners: selling, refinancing, or buying the other person out. Sell the House If the parties intend to split the value

Aug 24, 2023 | Lifestyle

Where are Mortgage Rates Headed?

Where are Mortgage Rates Headed?

Bad news for mortgage professionals: not only are mortgage rates at their highest level in over two decades, they might not drop anytime soon. On Wednesday morning, the 30-year fixed mortgage rate was 7.29% at HousingWire’s Mortgage Rates Cente

Aug 23, 2023 | Mortgage News

Get a Mortgage Even if You Just Started a New Job

Get a Mortgage Even if You Just Started a New Job

One of the things lenders look for in a good mortgage application is a minimum of two years of solid work employment history. They want to have confidence that the borrower has a steady, reliable source of income to pay for the loan. Does this mean you ca

Aug 22, 2023 | Purchasing a Home First-time Homebuyers

How To Refinance into a VA Loan

How To Refinance into a VA Loan

VA loans, mortgages designed for active or veteran military members, have some of the best terms in the market. If you have a conventional mortgage but qualify for a VA loan, you may want to consider refinancing to take advantage of the many rates and ter

Aug 17, 2023 | VA Loans

Does the VA Offer Reverse Mortgages?

Does the VA Offer Reverse Mortgages?

If you are a veteran and looking for ways to tap your equity in retirement, you may be wondering about the possibility of using a reverse mortgage. Is a reverse mortgage right for you and does the VA offer them? What is a Reverse Mortgage? A reverse mortg

Aug 15, 2023 | VA Loans Reverse Mortgage

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