Joshua Cederlof

NMLS # 309804

801-272-0600

joshua@advancedfunding.com

Joshua Cederlof Mortgage Loan Advisor

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Should You Stay in Your Home or Rent in Retirement?

Should You Stay in Your Home or Rent in Retirement?

Your home is probably one of your most valuable assets, especially if you’ve been there for many years. As you near retirement age, you may ask yourself, would it be better to stay in my house as long as possible or to sell it and rent once I retire

Apr 06, 2023 | Reverse Mortgage Lifestyle

Should You Help Your Kids Pay for Their Mortgage?

Should You Help Your Kids Pay for Their Mortgage?

According to a recent survey, almost a quarter of millennials and Gen Z homeowners said their parents had given them money in the past year to help with rent or mortgage payments. That’s not hard to understand considering how skyrocketing inflation

Apr 04, 2023 | Lifestyle

How to Buy a Vacation Home in 5 Steps

How to Buy a Vacation Home in 5 Steps

Buying a vacation home can be a great way to spend time in the place you love and save money over time on lodging fees. Here are 5 important steps to buying that dream property by the seaside or in the mountains. Determine the Function of the Vacation H

Mar 30, 2023 | Purchasing a Home

What is Cash to Close?

What is Cash to Close?

As you get into the mortgage application process, you may hear your lender use the term “cash to close.” What’s the difference between this phrase and closing costs? What does “Cash to Close” mean? Also called “funds to close,” cash to close denotes the t

Mar 28, 2023 | Purchasing a Home

5 Questions about FHA Loans

5 Questions about FHA Loans

If you are ready to buy a home, you have probably wondered what type of loan you should choose. FHA loans, sponsored by the Federal Housing Administration are excellent mortgages that offer low down payments and easier credit standards. Before you make yo

Mar 23, 2023 | Purchasing a Home

What is a Loan Estimate?

What is a Loan Estimate?

During the mortgage application process, you will receive a very important document called the Loan Estimate (LE). This three-page form will provide you with detailed information about your proposed mortgage. Here’s what you need to know to effectively ma

Mar 21, 2023 | Purchasing a Home Mortgage Basics

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