Carol Y. Pierce

NMLS # 13364

801-272-0600

carol@advancedfunding.com

Carol Y. Pierce Mortgage Loan Advisor

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Using Gift Money for Your Down Payment: What You Need to Know

Using Gift Money for Your Down Payment: What You Need to Know

You're planning on buying a home in the new future when your lease is up. You don't have much saved for a down payment due to recently getting married. So you're considering asking a family member for a gift for your down payment. You mi

Nov 02, 2018 | First-time Homebuyers Home Buying or Selling

Mortgage Rates Slip

The average rate on a 30-year fixed rate mortgage fell to 4.83% in the latest week, according to mortgage guarantor Freddie Mac, down from 4.86% the week before. Investors flocked to bonds for safety as the stock market tumbled, and mortgage rates typical

Nov 01, 2018 | Mortgage News

Zombie Foreclosures

The number of “zombie foreclosures” – vacant properties in the foreclosure process – fell to 10,291 homes, down 4.18% during the 2018 third quarter from a year earlier. The new total represents just 3.38% of all properties in forec

Oct 31, 2018 | Mortgage News

Understanding Your Credit Score

Understanding Your Credit Score

Your credit score can impact you in a number of different ways. It will affect the interest rate you pay on your mortgage, your insurance premiums, as well as the cost of consumer loans. Having a clear understanding of credit scores and knowing how to ach

Oct 30, 2018 | Mortgage Basics Credit

Best Strategies for Crystal-Clear Windows

Best Strategies for Crystal-Clear Windows

Whether you live in an area that gets significant rain or you simply want to give your windows a little polish as part of your cleaning routine, washing windows and keeping them clean may seem like a challenge. Cleaning solutions can often leave smudges o

Oct 26, 2018 | Homeowner Tips

Stocks Tricked While Bonds Treated Ahead of Monster News Week

"The key to making money in stocks is not getting scared out of them..." Peter Lynch Folks didn't receive that memo this past week as the threat of rising rates and some not-so-rosy outlooks from firms like Amazon definitely frightened inv

Oct 26, 2018 | Mortgage News

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