6 Facts About Private Mortgage Insurance

6 Facts About Private Mortgage Insurance

Private Mortgage Insurance (PMI) is a type of insurance that most borrowers may be required to pay if they are not making a down payment of 20% or more. While you may think you understand the concept of insurance, if you have never bought a house before,

Oct 03, 2018 | Home Buying or Selling Mortgage Basics

Conforming vs Non-Conforming Mortgage Loans

Conforming vs Non-Conforming Mortgage Loans

There’s a lot of unfamiliar, and often confusing, vocabulary in the mortgage process, and it’s important to know your terminology. If you’re looking to buy or refinance a home, it’s important to understand mortgage terms that may be used. What’s the diff

Oct 01, 2018 | Conventional Loans

Should I Roll My Student Loans into My Mortgage?

Should I Roll My Student Loans into My Mortgage?

Americans owe more today in student loans than ever before and student debt is continuing to rise. As these borrowers start their careers and become homeowners, they may have the opportunity to consolidate their student loan debts with their home loans. I

Sep 26, 2018 | Refinancing a Home

It's Time to Get Your Home Ready for Winter

It's Time to Get Your Home Ready for Winter

Fall is here! That means it’s time for some autumn home maintenance. As a homeowner, there is a lot you can do to reduce the chance of a costly wintertime home repair disaster, make your home safer and save a bit of money. Here are some of the most

Sep 22, 2018 | Homeowner Tips

Should I Make a Bi-Weekly Mortgage Payment?

Should I Make a Bi-Weekly Mortgage Payment?

Many homeowners are eager to pay off or pay down their mortgages in order to save themselves money in interest charges. Many lenders have even anticipated this situation by offering buyers a bi-weekly payment program.  What is a Bi-Weekly Mortgage Pa

Sep 19, 2018 | Refinancing a Home Purchasing a Home Mortgage Basics

What is a Piggyback Mortgage?

What is a Piggyback Mortgage?

In order to achieve the dream of homeownership, many buyers look for creative financing to aid them in their quest. One such option is a piggyback mortgage, which actually involves taking out two separate loans to make homeownership more affordable. These

Sep 12, 2018 | First-time Homebuyers Home Buying or Selling