Ins and Outs of a Down Payment

Being able to purchase a home is often tied to how much of a down payment you have saved. If you have never bought a house before, you may not understand what a down payment is or why it is so important. Here are the basics you need to know as you save up

Jan 02, 2019 | Conventional Loans First-time Homebuyers VA Loans FHA Loans Interest Rates Home Buying or Selling

How to Save Money on the Things You Love the Most

How to Save Money on the Things You Love the Most

What’s the one thing you love the most? Is it your favorite pair of shoes that you dream about on your way home from work? Or maybe it’s your grande Starbucks one pump vanilla caramel macchiato? No matter what you’re passionate about, th

Dec 31, 2018 | Lifestyle

How Do Inquiries Affect My Credit Score?

How Do Inquiries Affect My Credit Score?

You have probably been cautioned that anytime your credit is checked your credit score is negatively impacted. While this issue is more complicated than it seems, there is some truth to this advice. Your credit score is affected in part by the number of i

Dec 30, 2018 | Credit

When Should I Check My Credit Report?

When Should I Check My Credit Report?

Your credit report is a very important document. Your credit score will be used in all sorts of weighty financial purchases. Checking your credit periodically is essential to maintaining a healthy score and being able to qualify for big loans. How often&n

Dec 29, 2018 | Credit

Bonds Partying Like it's 2019

Bonds Partying Like it's 2019

The financial markets had plenty to cheer about this week. On Wednesday, Stocks rallied a stunning 1,000+ points, enjoying their best one-day gain in history and then rallied over 800 points higher intraday on Thursday, erasing a huge midday loss. All in

Dec 28, 2018 | Mortgage News

Home Equity Loan vs HELOC

Home Equity Loan vs HELOC

For many people, their home is their largest asset. And its value generally grows over time, producing more equity for the homeowners. How can homeowners make use of this equity without selling their house? A home equity loan or a home equity line of cred

Dec 26, 2018 | Home Equity Loans