Benefits of Using a Utah Mortgage Broker

Benefits of Using a Utah Mortgage Broker

Shopping for a mortgage can be a frustrating ordeal, but you don’t have to do it alone. The one sure-fire way to reduce the amount of legwork needed to find a better deal for your mortgage is to hire the right Utah mortgage broker. A mortgage broker

Jul 19, 2019 | Mortgage Basics

Energy Efficient Mortgage Program

Energy Efficient Mortgage Program

The federal government has aimed to help increase homeownership for decades. One of the Federal Housing Administration’s many programs to help Americans, including those in Utah, in their homeownership dreams is the Energy Efficient Mortgage program (EEM)

Jul 17, 2019 | FHA Loans Purchasing a Home Refinancing a Home

What is a Loan-to-Value Ratio?

What is a Loan-to-Value Ratio?

Once you get serious about buying a home or refinancing your current mortgage, you will probably hear the term “loan-to-value ratio” mentioned by your mortgage broker. What is this ratio and how does it affect your Utah mortgage?   Loan-to-Value Ratio De

Jul 10, 2019 | Credit Mortgage Basics Purchasing a Home Refinancing a Home

VA Mortgage Loan Cap Eliminated

VA Mortgage Loan Cap Eliminated

U.S. military veterans can now apply for VA mortgage loan that now exceeds the conforming loan limit set by the Federal Housing Finance Agency (FHFA). The Blue Water Navy Vietnam Veterans Act, unanimously approved by the Senate and signed into law Tu

Jul 08, 2019 | VA Loans

Can I Refinance Without Closing Costs?

Mortgage refinance loans require fees and closing costs. Is there a way around those fees? Is it possible to refinance without paying closing costs? The answer is yes, although the rest of your loan will be affected. The typical fees associated with refi

Jun 26, 2019 | Homeowner Tips

Featured Chart - May New Home Sales Disappoint

Featured Chart - May New Home Sales Disappoint

May New Home Sales Disappoint Sales of new homes fell by nearly 8% in May from April by to an annual rate of 626,000 units, below the 683,000 expected. From May 2018 to May 2019, sales declined 3.7%. Inventories are now just above normal rates of 6 month

Jun 25, 2019 | Mortgage News