The financial benefits of homeownership are well documented, but the value of owning a home extends far beyond monetary considerations. While private mortgage insurance (PMI) and large down payments may be a concern for some buyers, the rewards of h
Aug 31, 2023 | Purchasing a Home
One of the perks of serving our country in the military is being able to take part in the VA home loan program, with its zero down payment rules and excellent interest rates. This government-backed mortgage program empowers active-duty military personnel
Aug 29, 2023 | VA Loans
Among the many decisions to be made during a divorce is what to do with the house. There are three main mortgage options for splitting partners: selling, refinancing, or buying the other person out. Sell the House If the parties intend to split the value
Aug 24, 2023 | Lifestyle
Bad news for mortgage professionals: not only are mortgage rates at their highest level in over two decades, they might not drop anytime soon. On Wednesday morning, the 30-year fixed mortgage rate was 7.29% at HousingWire’s Mortgage Rates Cente
Aug 23, 2023 | Mortgage News
One of the things lenders look for in a good mortgage application is a minimum of two years of solid work employment history. They want to have confidence that the borrower has a steady, reliable source of income to pay for the loan. Does this mean you ca
Aug 22, 2023 | Purchasing a Home First-time Homebuyers
VA loans, mortgages designed for active or veteran military members, have some of the best terms in the market. If you have a conventional mortgage but qualify for a VA loan, you may want to consider refinancing to take advantage of the many rates and ter
Aug 17, 2023 | VA Loans