The federal government has aimed to help increase homeownership for decades. One of the Federal Housing Administration’s many programs to help Americans, including those in Utah, in their homeownership dreams is the Energy Efficient Mortgage program (EEM)
Jul 17, 2019 | FHA Loans Purchasing a Home Refinancing a Home
Are there ways to get a mortgage loan without making a down payment? While the options are not as plentiful as they used to be, there are still at least four government-backed programs that allow borrowers to buy a home with no down payment. Over a dec
May 22, 2019 | VA Loans FHA Loans Conventional Loans Home Buying or Selling First-time Homebuyers
You have found your dream house but it will take significant work to make it a home. You do not have cash in savings to pay for both a down payment and the repair costs. Can you get a home loan in Utah when buying a fixer-upper? Not to worry - this is not
Feb 13, 2019 | Conventional Loans FHA Loans Purchasing a Home
If you have ever checked out the current status of mortgage interest rates, you may have seen the average points listed next to the rates. What are these mortgage points and how do they affect your interest rate? Points Defined Mortgage poin
Feb 06, 2019 | Home Buying or Selling Conventional Loans VA Loans FHA Loans Mortgage Basics Interest Rates
Being able to purchase a home is often tied to how much of a down payment you have saved. If you have never bought a house before, you may not understand what a down payment is or why it is so important. Here are the basics you need to know as you save up
Jan 02, 2019 | Conventional Loans First-time Homebuyers VA Loans FHA Loans Interest Rates Home Buying or Selling
FHA loans (those sponsored by the Federal Housing Administration) are mortgages that allow low down payments and have relaxed credit score requirements, making them very popular with first-time homebuyers and those with less-than-perfect credit. If you th
Jul 25, 2018 | FHA Loans First-time Homebuyers
